Brief Discussion on Corporate Banking Services (3) — Long Term Financing

In previous articles, we talked about Working Capital Loan and Trade Finance in Corporate Banking. Those are short-term financing products for small and medium enterprises. For the more sophisticated enterprises or even investment consortium, they may borrow longer term for various loan purposes like Capital Expenditure, Refinancing and even for Merger & Acquisition…..(continue reading)

Continue Reading →

Transparent Credit Score

Banks and regulators have utilized Risk-Adjusted Return on Capital (RAROC) to evaluate the return per credit risk, which is closely correlated with the credit score. The result can be used to assess the level of risk involved in different transactions……(continue reading)

Continue Reading →

Brief Discussion on Corporate Banking Services (2) – Working Capital Finance

This article will continue to talk about Working Capital Loan. General corporate banks provide overdraft/OD, Revolving Loan and Instalment Loan to cater for customer’s working capital need. Read more……

Continue Reading →