{"id":3250,"date":"2020-03-10T15:30:44","date_gmt":"2020-03-10T07:30:44","guid":{"rendered":"https:\/\/www.finmonster.com\/blog\/?p=3250"},"modified":"2020-03-11T14:53:59","modified_gmt":"2020-03-11T06:53:59","slug":"%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8","status":"publish","type":"post","link":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/","title":{"rendered":"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f"},"content":{"rendered":"\n<p>\u5546\u4e1a\u8d37\u6b3e\u6d41\u7a0b\u7ecf\u5e38\u4f7f\u4f01\u4e1a\u8001\u677f\u4eec\u975e\u5e38\u70e6\u607c\uff0c\u6240\u9700\u5904\u7406\u65f6\u95f4\u666e\u904d\u672a\u80fd\u8d76\u53ca\u8d44\u91d1\u9700\u8981\u3002 \u4f20\u7edf\u5546\u4e1a\u94f6\u884c\u7684\u8d37\u6b3e\u6d41\u7a0b\uff0c\u7531\u7533\u8bf7\u5f00\u59cb\u81f3\u8d44\u91d1\u5230\u6237\u4e00\u822c\u9700\u65f6\u4e09\u4e2a\u6708\u3002 \u4ece\u7ecf\u9a8c\u5bcc\u4e30\u7684\u94f6\u884c\u7ecf\u7406\u773c\u4e2d\uff0c\u8fd9\u4e2a\u5904\u7406\u65f6\u95f4\u5341\u5206\u5408\u7406\uff1a\u7531\u4fe1\u606f\u6536\u96c6\u3001\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237(Know Your Customer)\u3001\u884c\u4e1a\u5206\u6790\u3001\u6838\u8bc1\u4fe1\u606f\u3001\u5185\u90e8\u5546\u8bae\u3001\u5ba1\u6279\u4ee5\u81f3\u5f00\u7acb\u6237\u53e3\uff0c\u5404\u7a0b\u5e8f\u90fd\u4f1a\u5360\u7528\u65f6\u95f4\u3002 \u7136\u800c\uff0c\u4ece\u4f01\u4e1a\u8001\u677f\u7684\u89d2\u5ea6\uff0c\u5546\u673a\u53d8\u5316\u8fc5\u901f\uff0c\u7b49\u5f85\u4e09\u4e2a\u6708\u5e76\u4e0d\u5408\u7406\u3002 \u8003\u8651\u5230\u6b64\u5e02\u573a\u75db\u70b9\uff0c<a href=\"https:\/\/www.finmonster.com\/cn\/\">FinMonster<\/a>\u51b3\u5fc3\u6539\u53d8\u5e02\u573a\u64cd\u4f5c\uff0c\u9274\u4e8e\u5206\u5e03\u5f0f\u8bb0\u8d26\u6280\u672f(\u6216\u533a\u5757\u94fe)\u80fd\u591f\u63d0\u9ad8\u6570\u636e\u7684\u5b89\u5168\u5ea6\u53ca\u79c1\u9690\u5ea6\uff0cFinMonster\u5c06\u4ee5\u5206\u5e03\u5f0f\u8bb0\u8d26\u6280\u672f\u548c\u53e6\u7c7b\u4fe1\u606f\u7684\u5e94\u7528\uff0c\u76ee\u6807\u4ee4\u4f01\u4e1a\u53ef\u4ee5\u5728\u4e24\u661f\u671f\u5185\u8d37\u6b3e\u8d44\u91d1\u5230\u6237\u3002 <\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#009ee2\">\u4f20\u7edf\u8d37\u6b3e\u6d41\u7a0b\u5f0a\u7aef<\/h3>\n\n\n\n<p>\u6211\u4eec\u5728&lt;&lt;<a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.finmonster.com\/blog\/2019\/06\/03\/corporate-banking-future-%e4%bc%81%e6%a5%ad%e9%8a%80%e8%a1%8c%e6%a5%ad%e5%8b%99%e7%9a%84%e6%9c%aa%e4%be%86\/\" target=\"_blank\">\u4f01\u4e1a\u94f6\u884c\u7684\u672a\u6765<\/a>&gt;&gt;\u4e00\u6587\u63d0\u5230\uff0c\u4f20\u7edf\u4f01\u4e1a\u94f6\u884c\u4f5c\u4e3a\u4e2d\u4ecb\u4fc3\u8fdb\u5546\u4e1a\u53d1\u5c55\uff0c\u5176\u653f\u7b56\u53ca\u5185\u90e8\u6d41\u7a0b\u53d7\u653f\u5e9c\u76f8\u5173\u673a\u6784\u76d1\u7ba1\u3002 \u4e3a\u4e86\u7b26\u5408\u6cd5\u89c4\uff0c\u4f20\u7edf\u4f01\u4e1a\u8d37\u6b3e\u6bd4\u8d77\u4e2a\u4eba\u8d37\u6b3e\u6765\u5f97\u590d\u6742\u3002 \u5728\u4fe1\u8d37\u5ba1\u6279\u7684\u8fc7\u7a0b\u4e0a\uff0c\u6709\u5982\u89c2\u8d4f\u827a\u672f\u54c1\u822c\u4ece\u591a\u89d2\u5ea6\u8003\u8651\u4e1a\u52a1\u8868\u73b0\uff0c\u5e76\u65e0\u7edd\u5bf9\u6807\u51c6\u3002 <br><\/p>\n\n\n\n<p><br>\u5728\u4eca\u5929\u7684\u5546\u4e1a\u8d37\u6b3e\uff0c\u5373\u4f7f\u7b80\u5355\u5982\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4ea6\u4e00\u822c\u9700\u65f6\u4e09\u81f3\u4e94\u661f\u671f\u3002 \u5f88\u591a\u5ba2\u6237\u4e0d\u660e\u767d\u4e3a\u4f55\u9700\u8981\u5982\u6b64\u5197\u957f\u65f6\u95f4\uff0c\u5176\u5b9e\u5305\u62ec\u4ee5\u4e0b\u6d41\u7a0b\u3002 <\/p>\n\n\n\n<ol><li>\u8d37\u6b3e\u7533\u8bf7<\/li><li>\u94f6\u884c\u7ecf\u7406\u6216\u4fe1\u8d37\u5206\u6790\u5458\u4f1a\u9762\u6536\u96c6\u4e1a\u52a1\u4fe1\u606f<\/li><li>\u4fe1\u606f\u6838\u8bc1<\/li><li>\u8d22\u52a1\u5206\u6790<\/li><li>\u4e1a\u52a1\u53ca\u884c\u4e1a\u5206\u6790<\/li><li>\u67e5\u8be2\u8bc9\u8bbc\u4fe1\u606f<\/li><li>\u516c\u53f8\u6ce8\u518c\u53ca\u516c\u5f00\u4fe1\u606f<\/li><li>\u6388\u4fe1\u65b9\u6848\u8bbe\u8ba1\u53ca\u5185\u90e8\u4e1a\u52a1\u8ba1\u5212<\/li><li>\u8d37\u6b3e\u5b9a\u4ef7\u5546\u8bae<\/li><li>&nbsp;\u6388\u4fe1\u62a5\u544a\u64b0\u5199<\/li><li>\u4e0e\u98ce\u9669\u7ba1\u7406\u90e8\u5546\u8bae<\/li><li>&nbsp;\u4ea4\u4ed8\u4fe1\u5ba1\u4f1a\u8868\u51b3<\/li><li>&nbsp;\u51c6\u5907\u8d37\u6b3e\u6587\u4ef6<\/li><li>&nbsp;\u7b7e\u7f72\u8d37\u6b3e\u6587\u4ef6<\/li><li>&nbsp;\u786e\u8ba4\u6587\u4ef6<\/li><li>&nbsp;\u5f00\u7acb\u6237\u53e3<\/li><li>&nbsp;\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\u6d41\u7a0b<\/li><li>&nbsp;\u6388\u4fe1\u989d\u5ea6\u8bbe\u5b9a<\/li><li>&nbsp;\u6536\u5230\u5ba2\u6237\u653e\u6b3e\u5b89\u6392<\/li><li>&nbsp;\u8d44\u91d1\u5230\u6237<\/li><\/ol>\n\n\n\n<p>\u6ca1\u9519\uff0c\u5f53\u4e2d\u4efb\u4f55\u4e00\u4e2a\u6d41\u7a0b\u5982\u679c\u9047\u5230\u963b\u6ede\uff0c\u6574\u4e2a\u8d37\u6b3e\u4fbf\u4f1a\u5ef6\u8fdf\u751a\u81f3\u5426\u51b3\u3002 \u5f88\u591a\u8bfb\u8005\u4f1a\u8ba4\u4e3a\u94f6\u884c\u5185\u90e8\u6709\u8d85\u7ea7\u8ba1\u7b97\u673a\u5904\u7406\uff0c\u5176\u5b9e\u5927\u90e8\u5206\u90fd\u662f\u7531\u94f6\u884c\u804c\u5458\u4eba\u624b\u8f93\u5165\u5404\u79cd\u7cfb\u7edf\u4f5c\u8bb0\u5f55\u4f46\u5e76\u975e\u8d37\u6b3e\u5ba1\u6279\u3002 <\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#009ee2\">\u8d37\u6b3e\u6d41\u7a0b\u6570\u7801\u5316<\/h3>\n\n\n\n<p>\u5197\u957f\u7684\u8d37\u6b3e\u6d41\u7a0b\u4e0d\u4f46\u5413\u6015\u4f01\u4e1a\u5ba2\u6237\uff0c\u4e5f\u540c\u65f6\u4ee4\u94f6\u884c\u82e6\u607c\uff0c\u59a8\u788d\u8d37\u6b3e\u4e1a\u52a1\u53d1\u5c55\uff0c\u7279\u522b\u662f\u4e2d\u5c0f\u4f01\u7684\u8d37\u6b3e\u9700\u6c42\u3002 \u8fd9\u662f\u56e0\u4e3a\u94f6\u884c\u7684\u8425\u8fd0\u6210\u672c\u9ad8\u6602\uff0c\u9700\u8981\u5584\u7528\u4eba\u529b\u8d44\u6e90\u3002 \u5927\u578b\u4f01\u4e1a\u5ba2\u6237\u7684\u8d37\u6b3e\u91d1\u989d\u5927\u3001\u6536\u5165\u8f83\u9ad8\uff0c\u66f4\ud856\udd2e\u663e\u4e2d\u5c0f\u4f01\u4e1a\u52a1\u7684\u6210\u672c\u6536\u5165\u6bd4\u4f8b\u8f83\u9ad8\u3002 \u56e0\u6b64\uff0c\u5404\u4e3b\u8981\u533a\u57df\u94f6\u884c\u5747\u5e0c\u671b\u900f\u8fc7\u6570\u7801\u5316\u7684\u8d37\u6b3e\u6d41\u7a0b\uff0c\u4ee5\u4f18\u5316\u6210\u672c\u6536\u5165\u6307\u6570\u3002 \u4e3a\u4e86\u7a81\u7834\u8fd9\u4e2a\u74f6\u9888\uff0c\u5317\u6b27\u7684\u94f6\u884c\u6b63\u4e0e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u62d3\u5c55\u4e2d\u5c0f\u4f01\u91d1\u878d\u3002 <\/p>\n\n\n\n<p>\u5c31\u4eca\u5929\u800c\u8a00\uff0c\u6ca1\u6709\u5b8c\u7f8e\u65b9\u6848\u80fd\u591f\u5b9e\u65f6\u6570\u7801\u5316\u6574\u4e2a\u4fe1\u8d37\u6d41\u7a0b\u3002 \u90e8\u5206\u6b27\u6d32\u94f6\u884c\u6216\u91d1\u878d\u79d1\u6280\u516c\u53f8\u73b0\u65f6\u6b63\u63d0\u4f9b\u5438\u5f15\u65b9\u6848\u4ee5\u7f29\u77ed\u4e2a\u522b\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4ea7\u54c1\u7684\u5904\u7406\u65f6\u95f4\u3002 \u66fe\u6709\u4e0d\u5c11\u94f6\u884c\u63d0\u51fa\u81ea\u52a8\u5316\u90e8\u5206\u8d37\u6b3e\u6d41\u7a0b\uff0c\u4f46\u788d\u4e8e\u9700\u8981\u517c\u5bb9\u53e4\u8001\u7684\u8ba1\u7b97\u673a\u7cfb\u7edf\uff0c\u4ee5\u53ca\u7f3a\u4e4f\u91d1\u878d\u79d1\u6280\u4e13\u624d\u8bbe\u8ba1\u53ca\u6267\u884c\u6574\u4e2a\u8ba1\u5212\uff0c\u800c\u5bfc\u81f4\u6548\u679c\u6b20\u4f73\u3002 \u6570\u7801\u5316\u7684\u6210\u529f\u8981\u8bc0\u662f\u9700\u8981\u638c\u63e1\u94f6\u884c\u4e1a\u52a1\u3001\u8425\u8fd0\u3001\u98ce\u9669\u548c\u4fe1\u606f\u79d1\u6280\u53bb\u5e94\u5bf9\u4ee5\u4e0a20\u9879\u7a0b\u5e8f\u3002 \u7136\u800c\uff0c\u8fd9\u7c7b\u7684\u4eba\u624d\u6709\u5982\u51e4\u6bdb\u9e9f\u89d2\u3002 \u76f8\u6bd4\u8d77\u7075\u6d3b\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u94f6\u884c\u5185\u90e8\u5f77\u4f5b\u5e76\u6ca1\u6709\u4e00\u4e2a\u7279\u5b9a\u8d1f\u8d23\u4eba\u53bb\u62c5\u5f53\u548c\u63a8\u8fdb\u6574\u4e2a\u8ba1\u5212\u3002 <\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#009ee2\">\u81ea\u52a8\u5316\u548c\u53e6\u7c7b\u4fe1\u606f\u7684\u5e94\u7528<\/h3>\n\n\n\n<p>\u4fe1\u606f\u6536\u96c6\u4e3a\u94f6\u884c\u4e1a\u52a1\u75db\u70b9\u4e4b\u4e00\uff0c\u8d37\u6b3e\u7ecf\u7406\u5fc5\u987b\u786e\u4fdd\u6536\u96c6\u5230\u7684\u4fe1\u606f\u4e3a\u771f\u5b9e\u53ef\u4fe1\u3002 \u7136\u800c\uff0c\u5927\u90e8\u5206\u4fe1\u606f\u5747\u4e3a\u79c1\u4eba\u516c\u53f8\u63d0\u4f9b\uff0c\u5e76\u6ca1\u6709\u516c\u4f17\u6765\u6e90\u53ef\u4ee5\u6838\u8bc1\u8d22\u52a1\u62a5\u544a\u4fe1\u606f\u3001\u53d1\u7968\u4ee5\u81f3\u516c\u53f8\u8425\u8fd0\u5f00\u652f\u3002 \u672a\u7ecf\u6838\u8bc1\u548c\u4e0d\u5b8c\u6574\u7684\u4fe1\u606f\u4ee4\u8d37\u6b3e\u7ecf\u7406\u96be\u4e8e\u6279\u51fa\u6ca1\u6709\u62b5\u62bc\u7684\u8d37\u6b3e\u3002 \u6709\u90e8\u5206\u94f6\u884c\u900f\u8fc7\u516c\u53f8\u767b\u8bb0\u6570\u636e\u6216\u4fdd\u9669\u516c\u53f8\u53bb\u4ea4\u53c9\u67e5\u8bc1\u90e8\u5206\u4fe1\u606f\uff0c\u5374\u672a\u80fd\u4ee4\u94f6\u884c\u5b8c\u6574\u638c\u63e1\u501f\u6b3e\u4e1a\u52a1\u3002 \u56e0\u6b64\uff0cFinMonster\u6b63\u5728\u5efa\u7acb\u4e00\u5957\u8d37\u6b3e\u7533\u8bf7\u7cfb\u7edf\uff0c\u4ee5\u4f9b\u4f01\u4e1a\u76f4\u63a5\u5411\u4e9a\u6d32\u533a\u5185\u91d1\u878d\u673a\u6784\u7533\u8bf7\u878d\u8d44\u3002 \u8be5\u81ea\u52a8\u5316\u7cfb\u7edf\u805a\u5408\u4f01\u4e1a\u7684\u53e6\u7c7b\u4fe1\u606f\uff0c\u56e0\u6b64\u80fd\u591f\u6838\u8bc1\u5185\u5bb9\u3002 \u4f8b\u5982\uff0c\u4e00\u5bb6\u7535\u5546\u7684\u7f51\u7ad9\u6d41\u91cf\u6570\u636e\u6b63\u6b63\u53ef\u4ee5\u8bc1\u660e\u6b64\u7f51\u7ad9\u5ba2\u6237\u7684\u5fe0\u8bda\u5ea6\u53ca\u53d7\u6b22\u8fce\u7a0b\u5ea6\u3002 \u56e0\u6b64\uff0c\u94f6\u884c\u80fd\u591f\u81ea\u52a8\u5316\u6536\u96c6\u548c\u6838\u8bc1\u4fe1\u606f\uff0c\u8282\u7701\u65f6\u95f4\u4ee5\u4fbf\u94f6\u884c\u7ecf\u7406\u80fd\u591f\u4e13\u6ce8\u5ba2\u6237\u5173\u7cfb\u548c\u4ea4\u53c9\u8425\u9500\u4ee5\u589e\u52a0\u94f6\u884c\u6536\u5165\u3002 \u66f4\u91cd\u8981\u7684\u662f\uff0c\u6570\u7801\u5316\u8fdb\u7a0b\u964d\u4f4e\u4e86\u94f6\u884c\u7ecf\u7406\u4e3a\u8d5a\u53d6\u76c8\u5229\u4e0d\u60dc\u8fdb\u53d6\u9500\u552e\u7684\u538b\u529b\u3002 <\/p>\n\n\n\n<p>\u81ea\u52a8\u5316\u4fe1\u8d37\u51b3\u5b9a\u548c\u653e\u6b3e\u5904\u7406\u56e0\u4e3a\u94f6\u884c\u53d7\u89c4\u7ba1\u800c\u96be\u4e8e\u6267\u884c\u3002 \u636e<a href=\"https:\/\/www.mckinsey.com\/business-functions\/risk\/our-insights\/the-lending-revolution-how-digital-credit-is-changing-banks-from-the-inside\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">McKinsey\u7814\u7a76<\/a>\uff0c\u4e00\u5bb6\u4e2d\u6b27\u94f6\u884c\u56e0\u4e3a\u9700\u8981\u5e94\u4ed8\u5217\u8868\u4e0a\u8fc7\u5343\u6761\u5173\u4e8e\u8d37\u6b3e\u5408\u540c\u548c\u653e\u6b3e\u6761\u4ef6\u89c4\u5219\u800c\u5ef6\u8fdf\u6574\u4e2a\u8d37\u6b3e\u4e1a\u52a1\u6d41\u7a0b\u3002 \u5f88\u591a\u65f6\u5019\uff0c\u5217\u8868\u7684\u8981\u6c42\u662f\u4e3a\u4e86\u5e94\u4ed8\u672c\u5730\u6cd5\u89c4\u800c\u975e\u94f6\u884c\u672c\u8eab\u3002 \u56fd\u9645\u5927\u578b\u94f6\u884c\u5c1d\u8bd5\u501f\u52a9\u4fe1\u8d37\u5ba1\u6279\u7ecf\u7406\u7684\u534f\u52a9\uff0c\u4ee5\u4fe1\u606f\u4e3a\u672c\u7684\u4fe1\u8d37\u5ba1\u6279\u7cfb\u7edf\u8fdb\u884c\u81ea\u52a8\u5316\uff0c\u4fe1\u8d37\u5ba1\u6279\u7ecf\u7406\u5219\u53ef\u4ee5\u4e13\u6ce8\u4e8e\u6709\u98ce\u9669\u7684\u8d37\u6b3e\u4e0a\u3002 \u5728\u56fd\u9645\u5e02\u573a\u4e0a\uff0c\u5176\u4e2d\u4e00\u4e2a\u79ef\u6781\u7684\u4f8b\u5b50\u662f\u6765\u81ea\u9999\u6e2f\u7684\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40 (\u7b80\u79f0 \u201c\u91d1\u7ba1\u5c40\u201d) &nbsp;\uff0c<a href=\"https:\/\/www.hkma.gov.hk\/media\/eng\/doc\/key-information\/guidelines-and-circular\/2019\/20190829e1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">\u91d1\u7ba1\u5c40\u540c\u610f\u9999\u6e2f\u6301\u724c\u94f6\u884c\u5229\u7528\u5efa\u7acb\u4e8e\u91d1\u878d\u79d1\u6280\u4e0a\u7684\u5d2d\u65b0\u4fe1\u8d37\u5206\u6790\u5de5\u5177<\/a>\uff0c\u8fdb\u884c\u4fe1\u8d37\u5ba1\u6279\u8bc4\u4f30\uff0c\u6b64\u4e3e\u65e0\u7591\u662f\u4e3a\u91d1\u878d\u79d1\u6280\u6253\u4e0b\u4e00\u652f\u5f3a\u5fc3\u9488\u3002 FinMonster\u7684\u8d37\u6b3e\u7cfb\u7edf\u805a\u5408\u591a\u4e2a\u7b2c\u4e09\u65b9\u6765\u6e90\u7684\u5386\u53f2\u548c\u53e6\u7c7b\u4fe1\u606f\uff0c\u57fa\u4e8e\u5927\u6570\u636e\u5206\u6790\u63d0\u4f9b\u4fe1\u8d37\u5efa\u8bae\u3002 \u76ee\u524d\uff0c\u94f6\u884c\u5bf9\u4e8e\u81ea\u52a8\u5316\u7684\u4fe1\u8d37\u7cfb\u7edf\u7684\u4fe1\u5fc3\u4e0d\u8db3\uff0c\u56e0\u6b64\u7cfb\u7edf\u53ea\u4f1a\u5e94\u7528\u4e8e\u57fa\u672c\u7684\u8d37\u6b3e\u54c1\u79cd\u3002 \u5f85\u7d2f\u79ef\u5145\u5206\u5386\u53f2\u6570\u636e\u9a8c\u8bc1\uff0c\u51c6\u786e\u5ea6\u5c06\u4f1a\u4e0d\u65ad\u6539\u5584\u3002 \u53ea\u8981\u4fe1\u8d27\u5ba1\u6279\u7ecf\u7406\u786e\u8ba4\u8d37\u6b3e\u51b3\u5b9a\uff0c\u8d37\u6b3e\u6587\u4ef6\u3001\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\u7a0b\u5e8f\u548c\u653e\u6b3e\u5c06\u53ef\u7b80\u6613\u5730\u81ea\u52a8\u5316\u5904\u7406\u3002 <\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#009ee2\">\u53d8\u9769\u624d\u521a\u5f00\u59cb<\/h3>\n\n\n\n<p>\u52a0\u5feb\u5546\u4e1a\u8d37\u6b3e\u6d41\u7a0b\u77e5\u6613\u884c\u96be\u3002 \u7136\u800c\uff0cFinMonster\u4f5c\u4e3a\u91d1\u878d\u79d1\u6280\u521d\u521b\uff0c\u6211\u4eec\u76f8\u4fe1\u8270\u96be\u4e4b\u8def\u552f\u52c7\u8005\u884c\uff0c\u4f01\u4e1a\u53ca\u65f6\u83b7\u5f97\u8d44\u91d1\uff0c\u6700\u7ec8\u5e26\u52a8\u6574\u4e2a\u793e\u4f1a\u7ecf\u6d4e\u3002 \u4f01\u4e1a\u94f6\u884c\u6570\u7801\u5316\u8f6c\u578b\u5df2\u7ecf\u63a2\u8ba8\u591a\u5e74\uff0c\u60df\u8fc7\u7a0b\u8fdb\u5c55\u4ecd\u7136\u7f13\u6162\uff0c\u4e3b\u56e0\u662f\u7f3a\u4e4f\u6709\u6548\u4fe1\u606f\u3002 \u8fd1\u5e74\u8f6f\u4ef6\u5b9e\u65f6\u670d\u52a1(Software as a Service, SaaS)\u53d1\u5c55\u8d8b\u52bf\u52a0\u5feb\uff0c\u73b0\u5728\u6b63\u662f\u5168\u9762\u6539\u9769\u5546\u4e1a\u8d37\u6b3e\u4e4b\u65f6\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u6709\u5982\u4e2a\u4eba\u501f\u8d37\u4e00\u6837\u4fbf\u5229\u3002 \u57282020\u5e74\u5e95\uff0c\u5927\u5bb6\u53ef\u4ee5\u671f\u5f85\u6709\u4e00\u4e2a\u6280\u672f\u4e3b\u5bfc\u7684\u5546\u4e1a\u8d37\u6b3e\u7cfb\u7edf\u9762\u4e16\u3002  <\/p>\n\n\n\n<p>(<em>\u6587\u7ae0\u5c5eFinMonster\u62e5\u6709\uff0c\u672a\u7ecf\u540c\u610f\uff0c\u8bf7\u52ff\u8f6c\u8f7d\uff0c\u62f7\u8d1d\u6216\u64c5\u81ea\u5229\u7528\u8d85\u94fe\u63a5\u4f5c\u5546\u4e1a\u7528\u9014)<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>FinMonster\u76f8\u4fe1\uff0c\u4f01\u4e1a\u7684\u5b58\u5728\u610f\u4e49\uff0c\u6700\u7ec8\u662f\u4e3a\u6539\u53d8\u4e16\u754c\ufe51\u4ee4\u4e16\u754c\u53d8\u5f97\u66f4\u7f8e\u597d\uff0c\u91d1\u878d\u4e1a\u7684\u672c\u4efd\uff0c\u4fbf\u662f\u5fe0\u5b9e\u5730\u4e3a\u4f01\u4e1a\u63d0\u4f9b\u5404\u79cd\u878d\u8d44\u670d\u52a1\ufe51\u4e3a\u521b\u9020\u793e\u4f1a\u6548\u76ca\u7684\u4f01\u4e1a\u63d0\u4f9b\u575a\u5b9e\u540e\u76fe\uff0c\u800c\u975e\u4ee5\u8ffd\u6c42\u5229\u6da6\u6700\u5927\u5316\u4e3a\u5148\u3002 \u57fa\u4e8e\u8fd9\u4efd\u4fe1\u5ff5\uff0cFinMonster\u63d0\u4f9b\u5d2d\u65b0\ufe51\u5c5e\u4e16\u754c\u524d\u6cbf\u7684\u878d\u8d44\u5e73\u53f0\uff0c\u4e32\u8fde\u4f01\u4e1a\u4e0e\u94f6\u884c\uff0c\u81f4\u529b\u4e3a\u4f01\u4e1a\u63d0\u4f9b\u66f4\u7f8e\u597d\u7684\u94f6\u884c\u4f53\u9a8c\uff0c\u52a1\u6c42\u4ee4\u5404\u79cd\u793e\u4f1a\u7406\u60f3\u5f97\u4ee5\u88ab\u5b9e\u8df5\ufe51\u6210\u4e3a\u4f17\u4eba\u751f\u6d3b\u4e00\u90e8\u4efd\u3002 &nbsp;FinMonster\u65e2\u5feb\u6377\u5730\u4e3a\u65b0\u521b\u4f01\u4e1a\u4e0e\u4e2d\u5c0f\u4f01\u641c\u7f57\u878d\u8d44\u6700\u4f73\u5229\u7387\uff0c\u4ea6\u4e3a\u9999\u6e2f\u5404\u95f4\u94f6\u884c\u914d\u5bf9\u5408\u9002\u5ba2\u6237\u3002 \u8be6\u60c5\u53ef\u89c1\u6211\u4eec<a rel=\"noreferrer noopener\" href=\"https:\/\/www.finmonster.com\/\" target=\"_blank\"><strong>\u7f51\u9875<\/strong><\/a>\u53ca<a rel=\"noreferrer noopener\" href=\"https:\/\/www.facebook.com\/Finmonster\/\" target=\"_blank\"><strong>Facebook\u4e13\u9875<\/strong><\/a>\u3002<\/em> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5546\u4e1a\u8d37\u6b3e\u6d41\u7a0b\u7ecf\u5e38\u4f7f\u4f01\u4e1a\u8001\u677f\u4eec\u975e\u5e38\u70e6\u607c\uff0c\u6240\u9700\u5904\u7406\u65f6\u95f4\u666e\u904d\u672a\u80fd\u8d76\u53ca\u8d44\u91d1\u9700\u8981\u3002 \u4f20\u7edf\u5546\u4e1a\u94f6\u884c\u7684\u8d37\u6b3e\u6d41\u7a0b\uff0c\u7531\u7533\u8bf7\u5f00\u59cb\u81f3\u8d44\u91d1\u5230\u6237\u4e00\u822c\u9700\u65f6\u4e09\u4e2a\u6708\u3002 \u4ece\u7ecf\u9a8c\u5bcc\u4e30\u7684\u94f6\u884c\u7ecf\u7406\u773c\u4e2d\uff0c\u8fd9\u4e2a\u5904\u7406\u65f6\u95f4\u5341\u5206\u5408\u7406\uff1a\u7531\u4fe1\u606f\u6536\u96c6\u3001\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237(Know Your Customer)\u3001\u884c\u4e1a\u5206\u6790\u3001\u6838\u8bc1\u4fe1\u606f\u3001\u5185\u90e8\u5546\u8bae\u3001\u5ba1\u6279\u4ee5\u81f3\u5f00\u7acb\u6237\u53e3\uff0c\u5404\u7a0b\u5e8f\u90fd\u4f1a\u5360\u7528\u65f6\u95f4\u3002 \u7136\u800c\uff0c\u4ece\u4f01\u4e1a\u8001\u677f\u7684\u89d2\u5ea6\uff0c\u5546\u673a\u53d8\u5316\u8fc5\u901f\uff0c\u7b49\u5f85\u4e09\u4e2a\u6708\u5e76\u4e0d\u5408\u7406\u3002(\u7ee7\u7eed\u9605\u8bfb)<\/p>\n","protected":false},"author":11,"featured_media":3241,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[1273],"tags":[1747,1749,1755],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f - FinMonster Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/\u6d45\u8c08\u53e6\u7c7b\u6570\u636e\u5e94\u7528\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f - FinMonster Blog\" \/>\n<meta property=\"og:description\" content=\"\u5546\u4e1a\u8d37\u6b3e\u6d41\u7a0b\u7ecf\u5e38\u4f7f\u4f01\u4e1a\u8001\u677f\u4eec\u975e\u5e38\u70e6\u607c\uff0c\u6240\u9700\u5904\u7406\u65f6\u95f4\u666e\u904d\u672a\u80fd\u8d76\u53ca\u8d44\u91d1\u9700\u8981\u3002 \u4f20\u7edf\u5546\u4e1a\u94f6\u884c\u7684\u8d37\u6b3e\u6d41\u7a0b\uff0c\u7531\u7533\u8bf7\u5f00\u59cb\u81f3\u8d44\u91d1\u5230\u6237\u4e00\u822c\u9700\u65f6\u4e09\u4e2a\u6708\u3002 \u4ece\u7ecf\u9a8c\u5bcc\u4e30\u7684\u94f6\u884c\u7ecf\u7406\u773c\u4e2d\uff0c\u8fd9\u4e2a\u5904\u7406\u65f6\u95f4\u5341\u5206\u5408\u7406\uff1a\u7531\u4fe1\u606f\u6536\u96c6\u3001\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237(Know Your Customer)\u3001\u884c\u4e1a\u5206\u6790\u3001\u6838\u8bc1\u4fe1\u606f\u3001\u5185\u90e8\u5546\u8bae\u3001\u5ba1\u6279\u4ee5\u81f3\u5f00\u7acb\u6237\u53e3\uff0c\u5404\u7a0b\u5e8f\u90fd\u4f1a\u5360\u7528\u65f6\u95f4\u3002 \u7136\u800c\uff0c\u4ece\u4f01\u4e1a\u8001\u677f\u7684\u89d2\u5ea6\uff0c\u5546\u673a\u53d8\u5316\u8fc5\u901f\uff0c\u7b49\u5f85\u4e09\u4e2a\u6708\u5e76\u4e0d\u5408\u7406\u3002(\u7ee7\u7eed\u9605\u8bfb)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/\u6d45\u8c08\u53e6\u7c7b\u6570\u636e\u5e94\u7528\/\" \/>\n<meta property=\"og:site_name\" content=\"FinMonster Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/finmonster\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-10T07:30:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-03-11T06:53:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@wearefinmonster\" \/>\n<meta name=\"twitter:site\" content=\"@wearefinmonster\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"FinMonster\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/#organization\",\"name\":\"FinMonster\",\"url\":\"https:\/\/www.finmonster.com\/blog\/\",\"sameAs\":[\"https:\/\/facebook.com\/finmonster\",\"https:\/\/instagram.com\/wearefinmonster\",\"https:\/\/linkedin.com\/company\/finmonster\",\"https:\/\/twitter.com\/wearefinmonster\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/i1.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2019\/05\/logo-official-site.png?fit=249%2C74&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2019\/05\/logo-official-site.png?fit=249%2C74&ssl=1\",\"width\":249,\"height\":74,\"caption\":\"FinMonster\"},\"image\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/#website\",\"url\":\"https:\/\/www.finmonster.com\/blog\/\",\"name\":\"FinMonster Blog\",\"description\":\"\\u201cServe a better financing experience\\u201d\",\"publisher\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finmonster.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1\",\"width\":1080,\"height\":1080},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#webpage\",\"url\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/\",\"name\":\"\\u6d45\\u8c08\\u98a0\\u8986\\u4f20\\u7edf\\u94f6\\u884c\\u8d37\\u6b3e\\u6d41\\u7a0b\\u7684\\u91d1\\u878d\\u79d1\\u6280\\u6280\\u672f - FinMonster Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#primaryimage\"},\"datePublished\":\"2020-03-10T07:30:44+00:00\",\"dateModified\":\"2020-03-11T06:53:59+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.finmonster.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\\u6d45\\u8c08\\u98a0\\u8986\\u4f20\\u7edf\\u94f6\\u884c\\u8d37\\u6b3e\\u6d41\\u7a0b\\u7684\\u91d1\\u878d\\u79d1\\u6280\\u6280\\u672f\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#webpage\"},\"author\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/#\/schema\/person\/8cda2f20027c79c5ec8c3d79bbd97b31\"},\"headline\":\"\\u6d45\\u8c08\\u98a0\\u8986\\u4f20\\u7edf\\u94f6\\u884c\\u8d37\\u6b3e\\u6d41\\u7a0b\\u7684\\u91d1\\u878d\\u79d1\\u6280\\u6280\\u672f\",\"datePublished\":\"2020-03-10T07:30:44+00:00\",\"dateModified\":\"2020-03-11T06:53:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#webpage\"},\"wordCount\":35,\"publisher\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1\",\"keywords\":[\"\\u53e6\\u7c7b\\u6570\\u636e\\u5e94\\u7528\",\"\\u5546\\u4e1a\\u8d37\\u6b3e\",\"\\u5546\\u4e1a\\u94f6\\u884c\"],\"articleSection\":[\"\\u79d1\\u6280\\u4e0e\\u521b\\u65b0\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/#\/schema\/person\/8cda2f20027c79c5ec8c3d79bbd97b31\",\"name\":\"FinMonster\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.finmonster.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2c150bb9785fa2933f05f3f517d785ca?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2c150bb9785fa2933f05f3f517d785ca?s=96&d=mm&r=g\",\"caption\":\"FinMonster\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f - FinMonster Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/\u6d45\u8c08\u53e6\u7c7b\u6570\u636e\u5e94\u7528\/","og_locale":"en_US","og_type":"article","og_title":"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f - FinMonster Blog","og_description":"\u5546\u4e1a\u8d37\u6b3e\u6d41\u7a0b\u7ecf\u5e38\u4f7f\u4f01\u4e1a\u8001\u677f\u4eec\u975e\u5e38\u70e6\u607c\uff0c\u6240\u9700\u5904\u7406\u65f6\u95f4\u666e\u904d\u672a\u80fd\u8d76\u53ca\u8d44\u91d1\u9700\u8981\u3002 \u4f20\u7edf\u5546\u4e1a\u94f6\u884c\u7684\u8d37\u6b3e\u6d41\u7a0b\uff0c\u7531\u7533\u8bf7\u5f00\u59cb\u81f3\u8d44\u91d1\u5230\u6237\u4e00\u822c\u9700\u65f6\u4e09\u4e2a\u6708\u3002 \u4ece\u7ecf\u9a8c\u5bcc\u4e30\u7684\u94f6\u884c\u7ecf\u7406\u773c\u4e2d\uff0c\u8fd9\u4e2a\u5904\u7406\u65f6\u95f4\u5341\u5206\u5408\u7406\uff1a\u7531\u4fe1\u606f\u6536\u96c6\u3001\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237(Know Your Customer)\u3001\u884c\u4e1a\u5206\u6790\u3001\u6838\u8bc1\u4fe1\u606f\u3001\u5185\u90e8\u5546\u8bae\u3001\u5ba1\u6279\u4ee5\u81f3\u5f00\u7acb\u6237\u53e3\uff0c\u5404\u7a0b\u5e8f\u90fd\u4f1a\u5360\u7528\u65f6\u95f4\u3002 \u7136\u800c\uff0c\u4ece\u4f01\u4e1a\u8001\u677f\u7684\u89d2\u5ea6\uff0c\u5546\u673a\u53d8\u5316\u8fc5\u901f\uff0c\u7b49\u5f85\u4e09\u4e2a\u6708\u5e76\u4e0d\u5408\u7406\u3002(\u7ee7\u7eed\u9605\u8bfb)","og_url":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/\u6d45\u8c08\u53e6\u7c7b\u6570\u636e\u5e94\u7528\/","og_site_name":"FinMonster Blog","article_publisher":"https:\/\/facebook.com\/finmonster","article_published_time":"2020-03-10T07:30:44+00:00","article_modified_time":"2020-03-11T06:53:59+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1","path":"\/opt\/bitnami\/apps\/wordpress\/htdocs\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png","size":"full","id":3241,"alt":"","pixels":1166400,"type":"image\/png"}],"twitter_card":"summary_large_image","twitter_creator":"@wearefinmonster","twitter_site":"@wearefinmonster","twitter_misc":{"Written by":"FinMonster"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.finmonster.com\/blog\/#organization","name":"FinMonster","url":"https:\/\/www.finmonster.com\/blog\/","sameAs":["https:\/\/facebook.com\/finmonster","https:\/\/instagram.com\/wearefinmonster","https:\/\/linkedin.com\/company\/finmonster","https:\/\/twitter.com\/wearefinmonster"],"logo":{"@type":"ImageObject","@id":"https:\/\/www.finmonster.com\/blog\/#logo","inLanguage":"en-US","url":"https:\/\/i1.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2019\/05\/logo-official-site.png?fit=249%2C74&ssl=1","contentUrl":"https:\/\/i1.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2019\/05\/logo-official-site.png?fit=249%2C74&ssl=1","width":249,"height":74,"caption":"FinMonster"},"image":{"@id":"https:\/\/www.finmonster.com\/blog\/#logo"}},{"@type":"WebSite","@id":"https:\/\/www.finmonster.com\/blog\/#website","url":"https:\/\/www.finmonster.com\/blog\/","name":"FinMonster Blog","description":"\u201cServe a better financing experience\u201d","publisher":{"@id":"https:\/\/www.finmonster.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finmonster.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#primaryimage","inLanguage":"en-US","url":"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1","contentUrl":"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1","width":1080,"height":1080},{"@type":"WebPage","@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#webpage","url":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/","name":"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f - FinMonster Blog","isPartOf":{"@id":"https:\/\/www.finmonster.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#primaryimage"},"datePublished":"2020-03-10T07:30:44+00:00","dateModified":"2020-03-11T06:53:59+00:00","breadcrumb":{"@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finmonster.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f"}]},{"@type":"Article","@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#article","isPartOf":{"@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#webpage"},"author":{"@id":"https:\/\/www.finmonster.com\/blog\/#\/schema\/person\/8cda2f20027c79c5ec8c3d79bbd97b31"},"headline":"\u6d45\u8c08\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u8d37\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u672f","datePublished":"2020-03-10T07:30:44+00:00","dateModified":"2020-03-11T06:53:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#webpage"},"wordCount":35,"publisher":{"@id":"https:\/\/www.finmonster.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b5%85%e8%b0%88%e5%8f%a6%e7%b1%bb%e6%95%b0%e6%8d%ae%e5%ba%94%e7%94%a8\/#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1","keywords":["\u53e6\u7c7b\u6570\u636e\u5e94\u7528","\u5546\u4e1a\u8d37\u6b3e","\u5546\u4e1a\u94f6\u884c"],"articleSection":["\u79d1\u6280\u4e0e\u521b\u65b0"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.finmonster.com\/blog\/#\/schema\/person\/8cda2f20027c79c5ec8c3d79bbd97b31","name":"FinMonster","image":{"@type":"ImageObject","@id":"https:\/\/www.finmonster.com\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/2c150bb9785fa2933f05f3f517d785ca?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2c150bb9785fa2933f05f3f517d785ca?s=96&d=mm&r=g","caption":"FinMonster"}}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/www.finmonster.com\/blog\/wp-content\/uploads\/2020\/03\/Copy-of-Instagram-Post-Frame-5.png?fit=1080%2C1080&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/posts\/3250"}],"collection":[{"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/comments?post=3250"}],"version-history":[{"count":6,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/posts\/3250\/revisions"}],"predecessor-version":[{"id":3297,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/posts\/3250\/revisions\/3297"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/media\/3241"}],"wp:attachment":[{"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/media?parent=3250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/categories?post=3250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finmonster.com\/blog\/wp-json\/wp\/v2\/tags?post=3250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}