{"id":3243,"date":"2020-03-10T15:27:15","date_gmt":"2020-03-10T07:27:15","guid":{"rendered":"https:\/\/www.finmonster.com\/blog\/?p=3243"},"modified":"2021-03-04T12:28:42","modified_gmt":"2021-03-04T04:28:42","slug":"%e6%b7%ba%e8%ab%87%e5%8f%a6%e9%a1%9e%e6%95%b8%e6%93%9a%e6%87%89%e7%94%a8","status":"publish","type":"post","link":"https:\/\/www.finmonster.com\/blog\/2020\/03\/10\/%e6%b7%ba%e8%ab%87%e5%8f%a6%e9%a1%9e%e6%95%b8%e6%93%9a%e6%87%89%e7%94%a8\/","title":{"rendered":"\u6dfa\u8ac7\u985b\u8986\u50b3\u7d71\u9280\u884c\u8cb8\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u8853"},"content":{"rendered":"\n<p>\u5546\u696d\u8cb8\u6b3e\u6d41\u7a0b\u7d93\u5e38\u4f7f\u4f01\u696d\u8001\u95c6\u5011\u975e\u5e38\u7169\u60f1\uff0c\u6240\u9700\u8655\u7406\u6642\u9593\u666e\u904d\u672a\u80fd\u8d95\u53ca\u8cc7\u91d1\u9700\u8981\u3002\u50b3\u7d71\u5546\u696d\u9280\u884c\u7684\u8cb8\u6b3e\u6d41\u7a0b\uff0c\u7531\u7533\u8acb\u958b\u59cb\u81f3\u8cc7\u91d1\u5230\u6236\u4e00\u822c\u9700\u6642\u4e09\u500b\u6708\u3002\u5f9e\u7d93\u9a57\u5bcc\u8c50\u7684\u9280\u884c\u7d93\u7406\u773c\u4e2d\uff0c\u9019\u500b\u8655\u7406\u6642\u9593\u5341\u5206\u5408\u7406\uff1a\u7531\u4fe1\u606f\u6536\u96c6\u3001\u8a8d\u8b58\u4f60\u7684\u5ba2\u6236(Know Your Customer)\u3001\u884c\u696d\u5206\u6790\u3001\u6838\u8b49\u4fe1\u606f\u3001\u5167\u90e8\u5546\u8b70\u3001\u5be9\u6279\u4ee5\u81f3\u958b\u7acb\u6236\u53e3\uff0c\u5404\u7a0b\u5e8f\u90fd\u6703\u4f54\u7528\u6642\u9593\u3002\u7136\u800c\uff0c\u5f9e\u4f01\u696d\u8001\u95c6\u7684\u89d2\u5ea6\uff0c\u5546\u6a5f\u8b8a\u5316\u8fc5\u901f\uff0c\u7b49\u5f85\u4e09\u500b\u6708\u4e26\u4e0d\u5408\u7406\u3002\u8003\u616e\u5230\u6b64\u5e02\u5834\u75db\u9ede\uff0c<a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u6c7a\u5fc3\u6539\u8b8a\u5e02\u5834\u64cd\u4f5c\uff0c\u9451\u65bc\u5206\u6563\u5f0f\u8a18\u8cec\u6280\u8853(\u6216\u5340\u584a\u93c8)\u80fd\u5920\u63d0\u9ad8\u6578\u64da\u7684\u5b89\u5168\u5ea6\u53ca\u79c1\u96b1\u5ea6\uff0c<a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u5c07\u4ee5\u5206\u6563\u5f0f\u8a18\u8cec\u6280\u8853\u548c\u53e6\u985e\u4fe1\u606f\u7684\u61c9\u7528\uff0c\u76ee\u6a19\u4ee4\u4f01\u696d\u53ef\u4ee5\u5728\u5169\u661f\u671f\u5167\u8cb8\u6b3e\u8cc7\u91d1\u5230\u6236\u3002\u3000<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#13a5e3\">\u50b3\u7d71\u8cb8\u6b3e\u6d41\u7a0b\u5f0a\u7aef<\/h3>\n\n\n\n<p>\u6211\u5011\u5728&lt;&lt;<a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.finmonster.com\/blog\/2019\/06\/03\/corporate-banking-future-%e4%bc%81%e6%a5%ad%e9%8a%80%e8%a1%8c%e6%a5%ad%e5%8b%99%e7%9a%84%e6%9c%aa%e4%be%86\/\" target=\"_blank\">\u4f01\u696d\u9280\u884c\u7684\u672a\u4f86<\/a>&gt;&gt;\u4e00\u6587\u63d0\u5230\uff0c\u50b3\u7d71\u4f01\u696d\u9280\u884c\u4f5c\u70ba\u4e2d\u4ecb\u4fc3\u9032\u5546\u696d\u767c\u5c55\uff0c\u5176\u653f\u7b56\u53ca\u5167\u90e8\u6d41\u7a0b\u53d7\u653f\u5e9c\u76f8\u95dc\u6a5f\u69cb\u76e3\u7ba1\u3002\u70ba\u4e86\u7b26\u5408\u6cd5\u898f\uff0c\u50b3\u7d71\u4f01\u696d\u8cb8\u6b3e\u6bd4\u8d77\u500b\u4eba\u8cb8\u6b3e\u4f86\u5f97\u8907\u96dc\u3002\u5728\u4fe1\u8cb8\u5be9\u6279\u7684\u904e\u7a0b\u4e0a\uff0c\u6709\u5982\u89c0\u8cde\u85dd\u8853\u54c1\u822c\u5f9e\u591a\u89d2\u5ea6\u8003\u616e\u696d\u52d9\u8868\u73fe\uff0c\u4e26\u7121\u7d55\u5c0d\u6a19\u6e96\u3002<br><\/p>\n\n\n\n<p><br>\u5728\u4eca\u5929\u7684\u5546\u696d\u8cb8\u6b3e\uff0c\u5373\u4f7f\u7c21\u55ae\u5982\u4e2d\u5c0f\u4f01\u8cb8\u6b3e\u4ea6\u4e00\u822c\u9700\u6642\u4e09\u81f3\u4e94\u661f\u671f\u3002\u5f88\u591a\u5ba2\u6236\u4e0d\u660e\u767d\u70ba\u4f55\u9700\u8981\u5982\u6b64\u5197\u9577\u6642\u9593\uff0c\u5176\u5be6\u5305\u62ec\u4ee5\u4e0b\u6d41\u7a0b\u3002<\/p>\n\n\n\n<ol><li>\u8cb8\u6b3e\u7533\u8acb<\/li><li>\u9280\u884c\u7d93\u7406\u6216\u4fe1\u8cb8\u5206\u6790\u54e1\u6703\u9762\u6536\u96c6\u696d\u52d9\u4fe1\u606f<\/li><li>\u4fe1\u606f\u6838\u8b49<\/li><li>\u8ca1\u52d9\u5206\u6790<\/li><li>\u696d\u52d9\u53ca\u884c\u696d\u5206\u6790<\/li><li>\u67e5\u8a62\u8a34\u8a1f\u4fe1\u606f<\/li><li>\u516c\u53f8\u6ce8\u518a\u53ca\u516c\u958b\u4fe1\u606f<\/li><li>\u6388\u4fe1\u65b9\u6848\u8a2d\u8a08\u53ca\u5167\u90e8\u696d\u52d9\u8a08\u5283<\/li><li>\u8cb8\u6b3e\u5b9a\u50f9\u5546\u8b70<\/li><li> \u6388\u4fe1\u5831\u544a\u64b0\u5beb<\/li><li>\u8207\u98a8\u96aa\u7ba1\u7406\u90e8\u5546\u8b70<\/li><li> \u4ea4\u4ed8\u4fe1\u5be9\u6703\u8868\u6c7a<\/li><li> \u6e96\u5099\u8cb8\u6b3e\u6587\u4ef6<\/li><li> \u7c3d\u7f72\u8cb8\u6b3e\u6587\u4ef6<\/li><li> \u78ba\u8a8d\u6587\u4ef6<\/li><li> \u958b\u7acb\u6236\u53e3<\/li><li> \u8a8d\u8b58\u4f60\u7684\u5ba2\u6236\u6d41\u7a0b<\/li><li> \u6388\u4fe1\u984d\u5ea6\u8a2d\u5b9a<\/li><li> \u6536\u5230\u5ba2\u6236\u653e\u6b3e\u5b89\u6392<\/li><li> \u8cc7\u91d1\u5230\u6236 <\/li><\/ol>\n\n\n\n<p>\u6c92\u932f\uff0c\u7576\u4e2d\u4efb\u4f55\u4e00\u500b\u6d41\u7a0b\u5982\u679c\u9047\u5230\u963b\u6eef\uff0c\u6574\u500b\u8cb8\u6b3e\u4fbf\u6703\u5ef6\u9072\u751a\u81f3\u5426\u6c7a\u3002\u5f88\u591a\u8b80\u8005\u6703\u8a8d\u70ba\u9280\u884c\u5167\u90e8\u6709\u8d85\u7d1a\u96fb\u8166\u8655\u7406\uff0c\u5176\u5be6\u5927\u90e8\u5206\u90fd\u662f\u7531\u9280\u884c\u8077\u54e1\u4eba\u624b\u8f38\u5165\u5404\u7a2e\u7cfb\u7d71\u4f5c\u8a18\u9304\u4f46\u4e26\u975e\u8cb8\u6b3e\u5be9\u6279\u3002<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#13a5e3\">\u8cb8\u6b3e\u6d41\u7a0b\u6578\u78bc\u5316<\/h3>\n\n\n\n<p>\u5197\u9577\u7684\u8cb8\u6b3e\u6d41\u7a0b\u4e0d\u4f46\u5687\u6015\u4f01\u696d\u5ba2\u6236\uff0c\u4e5f\u540c\u6642\u4ee4\u9280\u884c\u82e6\u60f1\uff0c\u59a8\u7919\u8cb8\u6b3e\u696d\u52d9\u767c\u5c55\uff0c\u7279\u5225\u662f\u4e2d\u5c0f\u4f01\u7684\u8cb8\u6b3e\u9700\u6c42\u3002\u9019\u662f\u56e0\u70ba\u9280\u884c\u7684\u71df\u904b\u6210\u672c\u9ad8\u6602\uff0c\u9700\u8981\u5584\u7528\u4eba\u529b\u8cc7\u6e90\u3002\u5927\u578b\u4f01\u696d\u5ba2\u6236\u7684\u8cb8\u6b3e\u91d1\u984d\u5927\u3001\u6536\u5165\u8f03\u9ad8\uff0c\u66f4\ud856\udd2e\u986f\u4e2d\u5c0f\u4f01\u696d\u52d9\u7684\u6210\u672c\u6536\u5165\u6bd4\u4f8b\u8f03\u9ad8\u3002\u56e0\u6b64\uff0c\u5404\u4e3b\u8981\u5340\u57df\u9280\u884c\u5747\u5e0c\u671b\u900f\u904e\u6578\u78bc\u5316\u7684\u8cb8\u6b3e\u6d41\u7a0b\uff0c\u4ee5\u512a\u5316\u6210\u672c\u6536\u5165\u6307\u6578\u3002\u70ba\u4e86\u7a81\u7834\u9019\u500b\u74f6\u9838\uff0c<a href=\"https:\/\/www.computerweekly.com\/news\/252451279\/Nordic-banks-target-SME-customers-with-fintech-services\">\u5317\u6b50\u7684\u9280\u884c<\/a>\u6b63\u8207\u91d1\u878d\u79d1\u6280\u516c\u53f8\u62d3\u5c55\u4e2d\u5c0f\u4f01\u91d1\u878d\u3002<\/p>\n\n\n\n<p>\u5c31\u4eca\u5929\u800c\u8a00\uff0c\u6c92\u6709\u5b8c\u7f8e\u65b9\u6848\u80fd\u5920\u5373\u6642\u6578\u78bc\u5316\u6574\u500b\u4fe1\u8cb8\u6d41\u7a0b\u3002\u90e8\u5206\u6b50\u6d32\u9280\u884c\u6216\u91d1\u878d\u79d1\u6280\u516c\u53f8\u73fe\u6642\u6b63\u63d0\u4f9b\u5438\u5f15\u65b9\u6848\u4ee5\u7e2e\u77ed\u500b\u5225\u4e2d\u5c0f\u4f01\u8cb8\u6b3e\u7522\u54c1\u7684\u8655\u7406\u6642\u9593\u3002\u66fe\u6709\u4e0d\u5c11\u9280\u884c\u63d0\u51fa\u81ea\u52d5\u5316\u90e8\u5206\u8cb8\u6b3e\u6d41\u7a0b\uff0c\u4f46\u7919\u65bc\u9700\u8981\u517c\u5bb9\u53e4\u8001\u7684\u96fb\u8166\u7cfb\u7d71\uff0c\u4ee5\u53ca\u7f3a\u4e4f\u91d1\u878d\u79d1\u6280\u5c08\u624d\u8a2d\u8a08\u53ca\u57f7\u884c\u6574\u500b\u8a08\u5283\uff0c\u800c\u5c0e\u81f4\u6548\u679c\u6b20\u4f73\u3002\u6578\u78bc\u5316\u7684\u6210\u529f\u8981\u8a23\u662f\u9700\u8981\u638c\u63e1\u9280\u884c\u696d\u52d9\u3001\u71df\u904b\u3001\u98a8\u96aa\u548c\u8cc7\u8a0a\u79d1\u6280\u53bb\u61c9\u5c0d\u4ee5\u4e0a20\u9805\u7a0b\u5e8f\u3002\u7136\u800c\uff0c\u9019\u985e\u7684\u4eba\u624d\u6709\u5982\u9cf3\u6bdb\u9e9f\u89d2\u3002\u76f8\u6bd4\u8d77\u9748\u6d3b\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u9280\u884c\u5167\u90e8\u5f77\u5f7f\u4e26\u6c92\u6709\u4e00\u500b\u7279\u5b9a\u8ca0\u8cac\u4eba\u53bb\u64d4\u7576\u548c\u63a8\u9032\u6574\u500b\u8a08\u5283\u3002<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#13a5e3\">\u81ea\u52d5\u5316\u548c\u53e6\u985e\u4fe1\u606f\u7684\u61c9\u7528<\/h3>\n\n\n\n<p>\u4fe1\u606f\u6536\u96c6\u70ba\u9280\u884c\u696d\u52d9\u75db\u9ede\u4e4b\u4e00\uff0c\u8cb8\u6b3e\u7d93\u7406\u5fc5\u9808\u78ba\u4fdd\u6536\u96c6\u5230\u7684\u4fe1\u606f\u70ba\u771f\u5be6\u53ef\u4fe1\u3002\u7136\u800c\uff0c\u5927\u90e8\u5206\u4fe1\u606f\u5747\u70ba\u79c1\u4eba\u516c\u53f8\u63d0\u4f9b\uff0c\u4e26\u6c92\u6709\u516c\u773e\u4f86\u6e90\u53ef\u4ee5\u6838\u8b49\u8ca1\u52d9\u5831\u544a\u4fe1\u606f\u3001\u767c\u7968\u4ee5\u81f3\u516c\u53f8\u71df\u904b\u958b\u652f\u3002\u672a\u7d93\u6838\u8b49\u548c\u4e0d\u5b8c\u6574\u7684\u4fe1\u606f\u4ee4\u8cb8\u6b3e\u7d93\u7406\u96e3\u65bc\u6279\u51fa\u6c92\u6709\u62b5\u62bc\u7684\u8cb8\u6b3e\u3002\u6709\u90e8\u5206\u9280\u884c\u900f\u904e\u516c\u53f8\u767b\u8a18\u8cc7\u6599\u6216\u4fdd\u96aa\u516c\u53f8\u53bb\u4ea4\u53c9\u67e5\u8b49\u90e8\u5206\u4fe1\u606f\uff0c\u537b\u672a\u80fd\u4ee4\u9280\u884c\u5b8c\u6574\u638c\u63e1\u501f\u6b3e\u696d\u52d9\u3002\u56e0\u6b64\uff0c<a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u6b63\u5728\u5efa\u7acb\u4e00\u5957\u8cb8\u6b3e\u7533\u8acb\u7cfb\u7d71\uff0c\u4ee5\u4f9b\u4f01\u696d\u76f4\u63a5\u5411\u4e9e\u6d32\u5340\u5167\u91d1\u878d\u6a5f\u69cb\u7533\u8acb\u878d\u8cc7\u3002\u8a72\u81ea\u52d5\u5316\u7cfb\u7d71\u805a\u5408\u4f01\u696d\u7684\u53e6\u985e\u4fe1\u606f\uff0c\u56e0\u6b64\u80fd\u5920\u6838\u8b49\u5167\u5bb9\u3002\u4f8b\u5982\uff0c\u4e00\u5bb6\u96fb\u5546\u7684\u7db2\u7ad9\u6d41\u91cf\u6578\u64da\u6b63\u6b63\u53ef\u4ee5\u8a3c\u660e\u6b64\u7db2\u7ad9\u5ba2\u6236\u7684\u5fe0\u8aa0\u5ea6\u53ca\u53d7\u6b61\u8fce\u7a0b\u5ea6\u3002\u56e0\u6b64\uff0c\u9280\u884c\u80fd\u5920\u81ea\u52d5\u5316\u6536\u96c6\u548c\u6838\u8b49\u4fe1\u606f\uff0c\u7bc0\u7701\u6642\u9593\u4ee5\u4fbf\u9280\u884c\u7d93\u7406\u80fd\u5920\u5c08\u6ce8\u5ba2\u6236\u95dc\u4fc2\u548c\u4ea4\u53c9\u71df\u92b7\u4ee5\u589e\u52a0\u9280\u884c\u6536\u5165\u3002\u66f4\u91cd\u8981\u7684\u662f\uff0c\u6578\u78bc\u5316\u9032\u7a0b\u964d\u4f4e\u4e86\u9280\u884c\u7d93\u7406\u70ba\u8cfa\u53d6\u76c8\u5229\u4e0d\u60dc\u9032\u53d6\u92b7\u552e\u7684\u58d3\u529b\u3002<\/p>\n\n\n\n<p>\u81ea\u52d5\u5316\u4fe1\u8cb8\u6c7a\u5b9a\u548c\u653e\u6b3e\u8655\u7406\u56e0\u70ba\u9280\u884c\u53d7\u898f\u7ba1\u800c\u96e3\u65bc\u57f7\u884c\u3002\u64da<a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.mckinsey.com\/business-functions\/risk\/our-insights\/the-lending-revolution-how-digital-credit-is-changing-banks-from-the-inside\" target=\"_blank\">McKinsey\u7814\u7a76<\/a>\uff0c\u4e00\u5bb6\u4e2d\u6b50\u9280\u884c\u56e0\u70ba\u9700\u8981\u61c9\u4ed8\u6e05\u55ae\u4e0a\u904e\u5343\u689d\u95dc\u65bc\u8cb8\u6b3e\u5408\u540c\u548c\u653e\u6b3e\u689d\u4ef6\u898f\u5247\u800c\u5ef6\u9072\u6574\u500b\u8cb8\u6b3e\u696d\u52d9\u6d41\u7a0b\u3002\u5f88\u591a\u6642\u5019\uff0c\u6e05\u55ae\u7684\u8981\u6c42\u662f\u70ba\u4e86\u61c9\u4ed8\u672c\u5730\u6cd5\u898f\u800c\u975e\u9280\u884c\u672c\u8eab\u3002\u570b\u969b\u5927\u578b\u9280\u884c\u5617\u8a66\u501f\u52a9\u4fe1\u8cb8\u5be9\u6279\u7d93\u7406\u7684\u5354\u52a9\uff0c\u4ee5\u4fe1\u606f\u70ba\u672c\u7684\u4fe1\u8cb8\u5be9\u6279\u7cfb\u7d71\u9032\u884c\u81ea\u52d5\u5316\uff0c\u4fe1\u8cb8\u5be9\u6279\u7d93\u7406\u5247\u53ef\u4ee5\u5c08\u6ce8\u65bc\u6709\u98a8\u96aa\u7684\u8cb8\u6b3e\u4e0a\u3002\u5728\u570b\u969b\u5e02\u5834\u4e0a\uff0c\u5176\u4e2d\u4e00\u500b\u7a4d\u6975\u7684\u4f8b\u5b50\u662f\u4f86\u81ea\u9999\u6e2f\u7684\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40 (\u7c21\u7a31 \u201c\u91d1\u7ba1\u5c40\u201d) \uff0c<a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.hkma.gov.hk\/media\/eng\/doc\/key-information\/guidelines-and-circular\/2019\/20190829e1.pdf\" target=\"_blank\">\u91d1\u7ba1\u5c40\u540c\u610f\u9999\u6e2f\u6301\u724c\u9280\u884c\u5229\u7528\u5efa\u7acb\u65bc\u91d1\u878d\u79d1\u6280\u4e0a\u7684\u5d84\u65b0\u4fe1\u8cb8\u5206\u6790\u5de5\u5177<\/a>\uff0c\u9032\u884c\u4fe1\u8cb8\u5be9\u6279\u8a55\u4f30\uff0c\u6b64\u8209\u7121\u7591\u662f\u70ba\u91d1\u878d\u79d1\u6280\u6253\u4e0b\u4e00\u652f\u5f37\u5fc3\u91dd\u3002<a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u7684\u8cb8\u6b3e\u7cfb\u7d71\u805a\u5408\u591a\u500b\u7b2c\u4e09\u65b9\u4f86\u6e90\u7684\u6b77\u53f2\u548c\u53e6\u985e\u4fe1\u606f\uff0c\u57fa\u65bc\u5927\u6578\u64da\u5206\u6790\u63d0\u4f9b\u4fe1\u8cb8\u5efa\u8b70\u3002\u76ee\u524d\uff0c\u9280\u884c\u5c0d\u65bc\u81ea\u52d5\u5316\u7684\u4fe1\u8cb8\u7cfb\u7d71\u7684\u4fe1\u5fc3\u4e0d\u8db3\uff0c\u56e0\u6b64\u7cfb\u7d71\u53ea\u6703\u61c9\u7528\u65bc\u57fa\u672c\u7684\u8cb8\u6b3e\u54c1\u7a2e\u3002\u5f85\u7d2f\u7a4d\u5145\u5206\u6b77\u53f2\u6578\u64da\u9a57\u8b49\uff0c\u6e96\u78ba\u5ea6\u5c07\u6703\u4e0d\u65b7\u6539\u5584\u3002\u53ea\u8981\u4fe1\u8ca8\u5be9\u6279\u7d93\u7406\u78ba\u8a8d\u8cb8\u6b3e\u6c7a\u5b9a\uff0c\u8cb8\u6b3e\u6587\u4ef6\u3001\u8a8d\u8b58\u4f60\u7684\u5ba2\u6236\u7a0b\u5e8f\u548c\u653e\u6b3e\u5c07\u53ef\u7c21\u6613\u5730\u81ea\u52d5\u5316\u8655\u7406\u3002<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#13a5e3\">\u8b8a\u9769\u624d\u525b\u958b\u59cb<\/h3>\n\n\n\n<p> \u52a0\u5feb\u5546\u696d\u8cb8\u6b3e\u6d41\u7a0b\u77e5\u6613\u884c\u96e3\u3002\u7136\u800c\uff0c<a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u4f5c\u70ba\u91d1\u878d\u79d1\u6280\u521d\u5275\uff0c\u6211\u5011\u76f8\u4fe1\u8271\u96e3\u4e4b\u8def\u552f\u52c7\u8005\u884c\uff0c\u4f01\u696d\u53ca\u6642\u7372\u5f97\u8cc7\u91d1\uff0c\u6700\u7d42\u5e36\u52d5\u6574\u500b\u793e\u6703\u7d93\u6fdf\u3002\u4f01\u696d\u9280\u884c\u6578\u78bc\u5316\u8f49\u578b\u5df2\u7d93\u63a2\u8a0e\u591a\u5e74\uff0c\u60df\u904e\u7a0b\u9032\u5c55\u4ecd\u7136\u7de9\u6162\uff0c\u4e3b\u56e0\u662f\u7f3a\u4e4f\u6709\u6548\u4fe1\u606f\u3002\u8fd1\u5e74\u8edf\u4ef6\u5373\u6642\u670d\u52d9(Software as a Service, SaaS)\u767c\u5c55\u8da8\u52e2\u52a0\u5feb\uff0c\u73fe\u5728\u6b63\u662f\u5168\u9762\u6539\u9769\u5546\u696d\u8cb8\u6b3e\u4e4b\u6642\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u8cb8\u6b3e\u6709\u5982\u500b\u4eba\u501f\u8cb8\u4e00\u6a23\u4fbf\u5229\u3002\u57282020\u5e74\u5e95\uff0c\u5927\u5bb6\u53ef\u4ee5\u671f\u5f85\u6709\u4e00\u500b\u6280\u8853\u4e3b\u5c0e\u7684\u5546\u696d\u8cb8\u6b3e\u7cfb\u7d71\u9762\u4e16\u3002 <\/p>\n\n\n\n<p>(<em>\u6587\u7ae0\u5c6c<a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u64c1\u6709\uff0c\u672a\u7d93\u540c\u610f\uff0c\u8acb\u52ff\u8f49\u8f09\uff0c\u62f7\u8c9d\u6216\u64c5\u81ea\u5229\u7528\u8d85\u9023\u7d50\u4f5c\u5546\u696d\u7528\u9014)<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><a href=\"https:\/\/www.finmonster.com\/hk\/\">FinMonster<\/a>\u76f8\u4fe1\uff0c\u4f01\u696d\u7684\u5b58\u5728\u610f\u7fa9\uff0c\u6700\u7d42\u662f\u70ba\u6539\u8b8a\u4e16\u754c\ufe51\u4ee4\u4e16\u754c\u8b8a\u5f97\u66f4\u7f8e\u597d\uff0c\u91d1\u878d\u696d\u7684\u672c\u4efd\uff0c\u4fbf\u662f\u5fe0\u5be6\u5730\u70ba\u4f01\u696d\u63d0\u4f9b\u5404\u7a2e\u878d\u8cc7\u670d\u52d9\ufe51\u70ba\u5275\u9020\u793e\u6703\u6548\u76ca\u7684\u4f01\u696d\u63d0\u4f9b\u5805\u5be6\u5f8c\u76fe\uff0c\u800c\u975e\u4ee5\u8ffd\u6c42\u5229\u6f64\u6700\u5927\u5316\u70ba\u5148\u3002\u57fa\u65bc\u9019\u4efd\u4fe1\u5ff5\uff0cFinMonster\u63d0\u4f9b\u5d84\u65b0\ufe51\u5c6c\u4e16\u754c\u524d\u6cbf\u7684\u878d\u8cc7\u5e73\u53f0\uff0c\u4e32\u9023\u4f01\u696d\u8207\u9280\u884c\uff0c\u81f4\u529b\u70ba\u4f01\u696d\u63d0\u4f9b\u66f4\u7f8e\u597d\u7684\u9280\u884c\u9ad4\u9a57\uff0c\u52d9\u6c42\u4ee4\u5404\u7a2e\u793e\u6703\u7406\u60f3\u5f97\u4ee5\u88ab\u5be6\u8e10\ufe51\u6210\u70ba\u773e\u4eba\u751f\u6d3b\u4e00\u90e8\u4efd\u3002FinMonster\u65e2\u5feb\u6377\u5730\u70ba\u65b0\u5275\u4f01\u696d\u8207\u4e2d\u5c0f\u4f01\u641c\u7f85\u878d\u8cc7\u6700\u4f73\u5229\u7387\uff0c\u4ea6\u70ba\u9999\u6e2f\u5404\u9593\u9280\u884c\u914d\u5c0d\u5408\u9069\u5ba2\u6236\u3002\u8a73\u60c5\u53ef\u898b\u6211\u5011<\/em><a rel=\"noreferrer noopener\" href=\"https:\/\/www.finmonster.com\/\" target=\"_blank\"><strong><em>\u7db2\u9801<\/em><\/strong><\/a><em>\u53ca<\/em><a rel=\"noreferrer noopener\" href=\"https:\/\/www.facebook.com\/Finmonster\/\" target=\"_blank\"><em><strong>Facebook\u5c08\u9801<\/strong><\/em><\/a><em>\u3002<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5546\u696d\u8cb8\u6b3e\u6d41\u7a0b\u7d93\u5e38\u4f7f\u4f01\u696d\u8001\u95c6\u5011\u975e\u5e38\u7169\u60f1\uff0c\u6240\u9700\u8655\u7406\u6642\u9593\u666e\u904d\u672a\u80fd\u8d95\u53ca\u8cc7\u91d1\u9700\u8981\u3002\u50b3\u7d71\u5546\u696d\u9280\u884c\u7684\u8cb8\u6b3e\u6d41\u7a0b\uff0c\u7531\u7533\u8acb\u958b\u59cb\u81f3\u8cc7\u91d1\u5230\u6236\u4e00\u822c\u9700\u6642\u4e09\u500b\u6708\u3002\u5f9e\u7d93\u9a57\u5bcc\u8c50\u7684\u9280\u884c\u7d93\u7406\u773c\u4e2d\uff0c\u9019\u500b\u8655\u7406\u6642\u9593\u5341\u5206\u5408\u7406\uff1a\u7531\u4fe1\u606f\u6536\u96c6\u3001\u8a8d\u8b58\u4f60\u7684\u5ba2\u6236(Know Your Customer)\u3001\u884c\u696d\u5206\u6790\u3001\u6838\u8b49\u4fe1\u606f\u3001\u5167\u90e8\u5546\u8b70\u3001\u5be9\u6279\u4ee5\u81f3\u958b\u7acb\u6236\u53e3\uff0c\u5404\u7a0b\u5e8f\u90fd\u6703\u4f54\u7528\u6642\u9593\u3002\u7136\u800c\uff0c\u5f9e\u4f01\u696d\u8001\u95c6\u7684\u89d2\u5ea6\uff0c\u5546\u6a5f\u8b8a\u5316\u8fc5\u901f\uff0c\u7b49\u5f85\u4e09\u500b\u6708\u4e26\u4e0d\u5408\u7406\u3002(\u7e7c\u7e8c\u95b1\u8b80)<\/p>\n","protected":false},"author":11,"featured_media":3241,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[1262],"tags":[1862,1743,1745,1753,2715],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6dfa\u8ac7\u985b\u8986\u50b3\u7d71\u9280\u884c\u8cb8\u6b3e\u6d41\u7a0b\u7684\u91d1\u878d\u79d1\u6280\u6280\u8853 - FinMonster Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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